Terms of Service
Terms of Service for PAA Financial Services Last Updated: October 31, 2024
Welcome to PAA Financial Services. We provide life insurance and annuity services to help our clients protect themselves and their families from financial hardship in the event of illness, death, or loss of income in retirement. By using our services, you agree to these Terms of Service ("Terms"). Please read them carefully.
Lead can cancel the SMS service at any time. Simply text "STOP" to the short code. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to 1-855-394-4550. Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.For privacy-related inquiries, please refer to our Privacy Policy.
PAA Financial Services specializes in offering life insurance and annuity products designed to protect clients from financial challenges resulting from loss of income. Our services include:
Evaluating your financial and insurance needsAdvising on suitable life insurance and annuity productsAssisting in the application, underwriting, and policy issuance processProviding ongoing policy servicing and support
To ensure we can serve you effectively, clients must:
Provide accurate and complete information regarding personal, financial, and health details as required for assessing and recommending appropriate insurance products.Update us on any changes to contact information, income, or health status, as this may affect policy recommendations and management. Review all policy documents carefully and understand the terms, exclusions, and limitations of your selected products.
PAA Financial Services strives to offer clients thorough and accurate financial guidance, but please note:
Our recommendations are based on information provided by clients and are tailored to current needs and circumstances. Insurance and annuity products have specific terms, exclusions, and limitations as set by the issuing insurance company; clients should review and understand these before purchasing.Our services do not constitute legal, tax, or investment advice; clients should consult with qualified professionals in those fields as needed.
Your privacy is extremely important to us. Please refer to our Privacy Policy
for details on how we collect, use, and protect your information. By using our services, you consent to the collection and use of information as outlined in the Privacy Policy.
PAA Financial Services works with reputable insurance companies to bring you various life insurance and annuity options. However, these products are provided by third-party insurers, and we do not guarantee the performance or claims-paying ability of any insurer. Any issues regarding policy performance or claims should be directed to the issuing company.
Our services are provided on an "as-is" and "as-available" basis. PAA Financial Services makes no warranties, expressed or implied, regarding the suitability or availability of any insurance or annuity product for your specific situation. While we aim to offer accurate information and personalized recommendations, we cannot guarantee outcomes due to the nature of insurance and financial products.
To the extent permitted by law, PAA Financial Services and its agents, affiliates, and employees shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services or the purchase of any insurance or annuity products. Our liability shall be limited to the extent of any direct damages you may incur as a result of a breach of these Terms.
PAA Financial Services reserves the right to terminate or restrict your access to our services at any time if we believe there has been a breach of these Terms or other applicable agreements. We may also discontinue our services at our discretion, providing notice where feasible.
PAA Financial Services may update these Terms periodically to reflect changes in our services or applicable laws. We will notify you of any material changes by posting the revised Terms on our website. Continued use of our services following any changes constitutes your acceptance of the new Terms.
If you have questions about these Terms or our services, please contact us:
PAA Financial Services
4110 Bluebonnet Dr.
Stafford, Texas 77497
Phone: (832) 224-6175
Email:[email protected]